381: Sequoia Partner Roelof Botha and Ethos Life co-founder and CEO Peter Colis dive into the major issues with life insurance and how Ethos Life can make a difference. A great life insurance company has not been built for 150 years, and while the existing players have massive amounts of capital, Ethos is relying on their speed of execution and digital advantage. We also discuss how Ethos is using behavioral science and product testing for ease of use, how Ethos is able to overcome the faster process, Roelof’s take on AI and voice technologies, why Roelof was determined to immigrate to the United States, among other topics.Moore's Law and the notion that change takes place far quicker than people anticipate makes the technology investment area exceedingly interesting. Therefore, part of the training is thinking about how technologies will compound in ways that will surprise you. The human brain did not evolve for compound interest to be natural and intuitive for us. We have to be careful not to misjudge ideas and companies that we believe are seven years away that are, in reality, only three years away.